CC&R Decoder
A family of four standing together in a bright Arizona desert landscape
Always free. No credit card.

Turn Your HOA Documents Into Plain English

Free software that reads your CC&Rs, bylaws, and rules & regs and tells you in plain English what you can't park, paint, plant, fly, rent, or build — no trials, no premium tiers, no catch.

Coming SoonSee features

Everything in one place

Finally know what's actually in that 100-page PDF

Document upload

Upload your CC&Rs, bylaws, and rules & regs — whatever PDFs you have. No formatting or cleanup required.

Plain-English breakdown

Get every rule organized by topic — parking, paint, pets, rentals, additions — with a citation back to the exact page.

Powers the rest of the family

The same decoder behind HOA Fine Review and the HOA Board Recall Kit — use it standalone, or as the foundation for fighting a fine or recalling your board.

Coming Soon

Plus free tools that put money back in your pocket

More ways FreeHOA saves you money — every one free to use.

Free resources for every homeowner

No signup, no paywall — just the information your HOA can't keep from you.

HOA Law by State

Look up your state's real HOA statutes in plain language — assessments, meetings, elections, enforcement, foreclosure, and records.

Browse the laws

Management Company Directory

Find a real, rated HOA management company in your state — phone, email, and website included, free to search.

Find a company

Consumer Safety

Learn the common scams targeting HOAs — payment redirection, fake fee demands, phishing, and vendor invoice fraud — and how to protect yourself.

Stay safe

HOA Blog

Real HOA news, aggregated and rewritten in plain language, ranked by real dollar amounts — the biggest wins and worst horror stories, always sourced.

Read the news

Contact us

Have a question, want to partner, or already a customer? Send us a note and we’ll get back to you.

Prefer email? Reach us directly at admin@freehoa.com.